PayPal Alternatives
Discover 17 sovereign European alternatives to PayPal with European data residency and digital sovereignty.
Why Switch from PayPal to an EU Alternative?
- Data stored in the EU - Your data never leaves European borders
- Built with GDPR in mind - Privacy-first design
- Digital sovereignty - Reduce dependency on non-EU tech providers
- Self-hosting options - Many alternatives offer on-premise deployment
European PayPal Alternatives (17)
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Adyen
Payment platform for enterprises.
📍 Netherlands • Accounting & Finance -
bunq
We are bunq, bank of The Free. We’re here to break free from the status quo, and create a bank with our users in mind. Giving them the freedom to live life on t
📍 Netherlands • Accounting & Finance -
GoCardless
Direct debit payments platform.
📍 United Kingdom • Accounting & Finance -
Klarna
Payments and checkout platform.
📍 Sweden • Accounting & Finance -
Payrexx – Digital Payments
Payrexx has been operating as a Swiss payment service provider since 2015 and specializes in technical payment processing in the area of online payment methods.
📍 Switzerland • E-commerce -
Paysafe
ItStartsHere. For 29 years, Paysafe has been a leading payments platform, enabling merchants and consumers to connect and transact seamlessly. Supporting 260 p
📍 United Kingdom • E-commerce -
Paysera
Payments and finance services.
📍 Lithuania • Accounting & Finance -
Qonto
Business banking for SMEs.
📍 France • Accounting & Finance -
Revolut Business
Business banking and cards.
📍 Lithuania • Accounting & Finance -
SOFORT
Sofort: Direct payment via online banking When shopping online, select Online Bank Transfer with Sofort as the payment method. This automatically redirects you
📍 Germany • Accounting & Finance -
Swan
Swan is the leading European fintech specialized in embedded banking. Companies of all kinds can unlock the full potential of their product by embedding Swan's
📍 France • E-commerce -
TrueLayer
TrueLayer is Europe’s leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with fina
📍 United Kingdom • E-commerce -
Unzer
Payments platform for merchants and platforms.
📍 Germany • Accounting & Finance -
Wise
International payments and business accounts.
📍 United Kingdom • Accounting & Finance -
Zaver
Zaver is a Swedish fintech redefining the future of finance with innovative services we’d want to use ourselves. Trusted by Porsche, Loewe, Trek, Tibber, and mo
📍 Sweden • E-commerce -
Zettle by PayPal
Zettle by PayPal is on a mission to help small businesses succeed in a world of giants. Founded in Stockholm in 2010, the financial technology company revolutio
📍 Sweden • Accounting & Finance -
Zimpler
On paper, we’re a market-leading provider of instant bank payments, authorized by Sweden’s financial supervisory authority. But really, we’re Zimpler: literal
📍 Sweden • E-commerce
Frequently Asked Questions
- What are the best European alternatives to PayPal?
- The top European alternatives to PayPal include Adyen, bunq, GoCardless. All are sovereign, EU-built options with European data hosting.
- Do these PayPal alternatives offer EU data residency?
- Yes, the European alternatives listed on European Tech Map are EU-built and offer European data hosting options to keep your data in the EU. Many are also built with GDPR in mind.
- Can I self-host these PayPal alternatives?
- Many European alternatives offer self-hosting options for complete data control. Check each company's page for specific deployment options.
- Why switch from PayPal to a European alternative?
- European alternatives offer digital sovereignty, EU data residency, independence from US tech, and often stronger privacy protections than US-based services.