Stripe Alternatives
Discover 38 sovereign European alternatives to Stripe with European data residency and digital sovereignty.
Why Switch from Stripe to an EU Alternative?
- Data stored in the EU - Your data never leaves European borders
- Built with GDPR in mind - Privacy-first design
- Digital sovereignty - Reduce dependency on non-EU tech providers
- Self-hosting options - Many alternatives offer on-premise deployment
European Stripe Alternatives (38)
-
GoCardless
Direct debit payments platform.
π United Kingdom β’ Accounting & Finance -
Checkout.com
Payments platform.
π United Kingdom β’ Accounting & Finance -
Nordiska
Nordiska is a bank that provides innovative financial products for both companies and consumers. Nordiska Embedded is a platform for built-in financial services
π Sweden β’ Accounting & Finance -
Mollie
Payments for SMEs and platforms.
π Netherlands β’ Accounting & Finance -
Monzo Bank
corporate content never felt like Monzo.
π United Kingdom β’ Accounting & Finance -
Mews
An innovative hospitality management cloud that empowers the modern hotelier to streamline operations, improve performance and maximize revenue. Mews supports o
π Netherlands β’ E-commerce -
Viva Wallet
Payments and business banking platform.
π Greece β’ Accounting & Finance -
Zettle by PayPal
Zettle by PayPal is on a mission to help small businesses succeed in a world of giants. Founded in Stockholm in 2010, the financial technology company revolutio
π Sweden β’ Accounting & Finance -
Worldline
Payments and transactional services.
π France β’ Accounting & Finance -
Billogram
Transforming the invoice-to-cash process, Billogramβs intelligent platform orchestrates payments, strengthens customer relationships, and reduces churn. It del
π Sweden β’ Accounting & Finance -
Zaver
Zaver is a Swedish fintech redefining the future of finance with innovative services weβd want to use ourselves. Trusted by Porsche, Loewe, Trek, Tibber, and mo
π Sweden β’ E-commerce -
SOFORT
Sofort: Direct payment via online banking When shopping online, select Online Bank Transfer with Sofort as the payment method. This automatically redirects you
π Germany β’ Accounting & Finance -
Zimpler
On paper, weβre a market-leading provider of instant bank payments, authorized by Swedenβs financial supervisory authority. But really, weβre Zimpler β literal
π Sweden β’ E-commerce -
Frisbii
Frisbii - Where revenue takes flight. Frisbii is a recurring billing platform that supports businesses with their subscription management, payments and recur
π Denmark β’ Accounting & Finance -
Valuno
At Valuno we're shaping the future of finance. Founded in 2016, we're a Swedish fintech company on a mission to make cryptocurrency an integral part of everyd
π Sweden β’ Accounting & Finance -
QuickPay
Payments for merchants and platforms.
π Denmark β’ Accounting & Finance -
SumUp
Payments and POS for SMBs.
π United Kingdom β’ Accounting & Finance -
Adyen
Payment platform for enterprises.
π Netherlands β’ Accounting & Finance -
bunq
We are bunq, bank of The Free. Weβre here to break free from the status quo, and create a bank with our users in mind. Giving them the freedom to live life on t
π Netherlands β’ Accounting & Finance -
Trustly
Bank payments platform.
π Sweden β’ Accounting & Finance -
Unzer
Payments platform for merchants and platforms.
π Germany β’ Accounting & Finance -
Payplug
Payments for merchants.
π France β’ Accounting & Finance -
Clearhaus
Payment acquiring for online merchants.
π Denmark β’ Accounting & Finance -
Paytrail
Payments platform for merchants.
π Finland β’ Accounting & Finance -
MANGOPAY
Payment infrastructure for platforms and marketplaces.
π Luxembourg β’ Accounting & Finance -
Stancer
Payment solution for businesses.
π France β’ Accounting & Finance -
Paysafe
ItStartsHere. For 29 years, Paysafe has been a leading payments platform, enabling merchants and consumers to connect and transact seamlessly. Supporting 260 p
π United Kingdom β’ E-commerce -
Holvi
Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard, inv
π Finland β’ Accounting & Finance -
Payrexx β Digital Payments
Payrexx has been operating as a Swiss payment service provider since 2015 and specializes in technical payment processing in the area of online payment methods.
π Switzerland β’ E-commerce -
Klarna
Payments and checkout platform.
π Sweden β’ Accounting & Finance -
Nexi
Payments solutions.
π Italy β’ Accounting & Finance -
Swan
Swan is the leading European fintech specialized in embedded banking. Companies of all kinds can unlock the full potential of their product by embedding Swan's
π France β’ E-commerce -
TrueLayer
TrueLayer is Europeβs leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with fina
π United Kingdom β’ E-commerce -
Solvimon
Solvimon is the EU's billing infrastructure for companies that have outgrown Stripe. One system handles hybrid pricing, AI credits, multi-entity invoicing, and enterprise contracts β no glue code, no reconciliation spreadsheets. Built by the team behind Adyen's billing engine. Companies like Yapily, Hawk:ai, Gigs and Booking.com use it to launch pricing faster and close books on time.
π Netherlands β’ Accounting & Finance -
Field39
Field39 provides cutting-edge, cloud-based payment infrastructure solutions through its Cloud39 platform to ensure seamless and secure transaction processing.
π Croatia β’ Accounting & Finance -
LI.FI
Blockchain Finance is fragmented across hundreds of blockchains, token standards, exchanges, and bridges. LI.FI routes, orchestrates and composes transactions across all of it, abstracting away hundreds of APIs.
π Germany β’ Accounting & Finance -
Polski Standard PΕatnoΕci (BLIK)
A mobile payment system that allows users to pay in stores, withdraw cash from ATMs, and send instant phone-to-phone transfers.
π Poland β’ FinTech -
iCard
A digital wallet providing financial services including money transfers, secure online payments, and virtual or physical cards through a mobile app.
π Bulgaria β’ Accounting & Finance
Frequently Asked Questions
- What are the best European alternatives to Stripe?
- The top European alternatives to Stripe include GoCardless, Checkout.com, Nordiska. All are sovereign, EU-built options with European data hosting.
- Do these Stripe alternatives offer EU data residency?
- Yes, the European alternatives listed on European Tech Map are EU-built and offer European data hosting options to keep your data in the EU. Many are also built with GDPR in mind.
- Can I self-host these Stripe alternatives?
- Many European alternatives offer self-hosting options for complete data control. Check each company's page for specific deployment options.
- Why switch from Stripe to a European alternative?
- European alternatives offer digital sovereignty, EU data residency, independence from US tech, and often stronger privacy protections than US-based services.