Stripe Alternatives

Discover 32 sovereign European alternatives to Stripe with European data residency and digital sovereignty.

Why Switch from Stripe to an EU Alternative?

  • Data stored in the EU - Your data never leaves European borders
  • Built with GDPR in mind - Privacy-first design
  • Digital sovereignty - Reduce dependency on non-EU tech providers
  • Self-hosting options - Many alternatives offer on-premise deployment

European Stripe Alternatives (32)

  • Adyen

    Payment platform for enterprises.

    📍 Netherlands • Accounting & Finance
  • Billogram

    Transforming the invoice-to-cash process, Billogram’s intelligent platform orchestrates payments, strengthens customer relationships, and reduces churn. It del

    📍 Sweden • Accounting & Finance
  • bunq

    We are bunq, bank of The Free. We’re here to break free from the status quo, and create a bank with our users in mind. Giving them the freedom to live life on t

    📍 Netherlands • Accounting & Finance
  • Checkout.com

    Payments platform.

    📍 United Kingdom • Accounting & Finance
  • Clearhaus

    Payment acquiring for online merchants.

    📍 Denmark • Accounting & Finance
  • Frisbii

    Frisbii - Where revenue takes flight. Frisbii is a recurring billing platform that supports businesses with their subscription management, payments and recur

    📍 Denmark • Accounting & Finance
  • GoCardless

    Direct debit payments platform.

    📍 United Kingdom • Accounting & Finance
  • Holvi

    Holvi offers small businesses, from freelancers to micro businesses and growing startups, a home for their finances. With a business account and Mastercard, inv

    📍 Finland • Accounting & Finance
  • Klarna

    Payments and checkout platform.

    📍 Sweden • Accounting & Finance
  • MANGOPAY

    Payment infrastructure for platforms and marketplaces.

    📍 Luxembourg • Accounting & Finance
  • Mews

    An innovative hospitality management cloud that empowers the modern hotelier to streamline operations, improve performance and maximize revenue. Mews supports o

    📍 Netherlands • E-commerce
  • Mollie

    Payments for SMEs and platforms.

    📍 Netherlands • Accounting & Finance
  • Nexi

    Payments solutions.

    📍 Italy • Accounting & Finance
  • Nordiska

    Nordiska is a bank that provides innovative financial products for both companies and consumers. Nordiska Embedded is a platform for built-in financial services

    📍 Sweden • Accounting & Finance
  • Payplug

    Payments for merchants.

    📍 France • Accounting & Finance
  • Payrexx – Digital Payments

    Payrexx has been operating as a Swiss payment service provider since 2015 and specializes in technical payment processing in the area of online payment methods.

    📍 Switzerland • E-commerce
  • Paysafe

    ItStartsHere. For 29 years, Paysafe has been a leading payments platform, enabling merchants and consumers to connect and transact seamlessly. Supporting 260 p

    📍 United Kingdom • E-commerce
  • Paytrail

    Payments platform for merchants.

    📍 Finland • Accounting & Finance
  • QuickPay

    Payments for merchants and platforms.

    📍 Denmark • Accounting & Finance
  • SOFORT

    Sofort: Direct payment via online banking When shopping online, select Online Bank Transfer with Sofort as the payment method. This automatically redirects you

    📍 Germany • Accounting & Finance
  • Stancer

    Payment solution for businesses.

    📍 France • Accounting & Finance
  • SumUp

    Payments and POS for SMBs.

    📍 United Kingdom • Accounting & Finance
  • Swan

    Swan is the leading European fintech specialized in embedded banking. Companies of all kinds can unlock the full potential of their product by embedding Swan's

    📍 France • E-commerce
  • TrueLayer

    TrueLayer is Europe’s leading open banking payments network. We power smarter, safer and faster online payments by combining real-time bank payments with fina

    📍 United Kingdom • E-commerce
  • Trustly

    Bank payments platform.

    📍 Sweden • Accounting & Finance
  • Twikey

    Twikey offers smart solutions for recurring payments and e-mandates, helping businesses automate direct debits and invoice follow-ups through their own bank.

    📍 Belgium • Accounting & Finance
  • Unzer

    Payments platform for merchants and platforms.

    📍 Germany • Accounting & Finance
  • Viva Wallet

    Payments and business banking platform.

    📍 Greece • Accounting & Finance
  • Worldline

    Payments and transactional services.

    📍 France • Accounting & Finance
  • Zaver

    Zaver is a Swedish fintech redefining the future of finance with innovative services we’d want to use ourselves. Trusted by Porsche, Loewe, Trek, Tibber, and mo

    📍 Sweden • E-commerce
  • Zettle by PayPal

    Zettle by PayPal is on a mission to help small businesses succeed in a world of giants. Founded in Stockholm in 2010, the financial technology company revolutio

    📍 Sweden • Accounting & Finance
  • Zimpler

    On paper, we’re a market-leading provider of instant bank payments, authorized by Sweden’s financial supervisory authority. But really, we’re Zimpler: literal

    📍 Sweden • E-commerce

Frequently Asked Questions

What are the best European alternatives to Stripe?
The top European alternatives to Stripe include Adyen, Billogram, bunq. All are sovereign, EU-built options with European data hosting.
Do these Stripe alternatives offer EU data residency?
Yes, the European alternatives listed on European Tech Map are EU-built and offer European data hosting options to keep your data in the EU. Many are also built with GDPR in mind.
Can I self-host these Stripe alternatives?
Many European alternatives offer self-hosting options for complete data control. Check each company's page for specific deployment options.
Why switch from Stripe to a European alternative?
European alternatives offer digital sovereignty, EU data residency, independence from US tech, and often stronger privacy protections than US-based services.

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