open-banking.io

Bank account and transaction access for individuals and businesses across Europe — no PSD2/eIDAS certificates required.

Company Details

Category
Accounting & Finance
Headquarters
Hadsten, Denmark
Data Hosting
EU Only
Open Source
Yes
Pricing
freemium
Website
https://open-banking.io

About open-banking.io

open-banking.io provides bank account and transaction data APIs for individuals and businesses across the European Union and EEA. Developers and fintechs use it to connect to bank accounts, retrieve balances and transactions, and initiate payments. The service is operated with client-held API keys, so customers are not required to obtain or maintain PSD2 or eIDAS QWAC certificates — a common blocker for teams building on European open banking. Coverage spans EU and EEA banks, with particular depth across the Nordics and DACH regions. Typical use cases include personal finance management, expense and cash-flow tracking, lending underwriting, and B2B financial analysis. Documentation, a sandbox, and the full bank coverage list are published at open-banking.io. The product is delivered as EU SaaS with EU-only data residency and is headquartered in Denmark.

Replaces

open-banking.io is an alternative to: plaid

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