Tot.

Tot is an Italian fintech building the financial operating system for SMEs and startups. We offer business accounts, smart payment cards, invoice management and expense management tools designed to simplify finance operations and support sustainable growth.

Company Details

Category
Accounting & Finance
Headquarters
Milan, Italy
Data Hosting
EU Only
Open Source
No
Pricing
paid
Website
https://tot.money

About Tot.

Tot is an Italian fintech providing a financial management platform for SMEs, startups, freelancers, and associations. The software combines online business accounts with an Italian IBAN, corporate payment cards with expense management tools, and integrated electronic invoicing. Users can manage incoming and outgoing payments, automate accounting tasks, and provide dedicated access to team members or accountants. The platform also includes features for real-time receipt digitization and POS integrations for rapid credit settlement.

Replaces

Tot. is an alternative to: brex, expensify, ramp

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